Yelo Bank completed 2025 with significant growth in assets and deposits

Yelo Bank has announced its financial indicators for the year 2025. According to the report, the past year was a period of active growth and stable development for the Bank. In particular, there was a significant increase in assets, loan and deposit portfolios, as well as interest income.

Key financial indicators:

Assets: At the end of 2025, Yelo Bank's assets amounted to 1 billion 515 million manats. This is 18% (more than 235 million manats) higher compared to the figure at the end of the previous year.

Loan portfolio: The total loan portfolio grew by 16% (154 million manats) and reached 1 billion 89 million manats.

Business lending: The business loan portfolio increased by 15% (more than 86 million manats), exceeding 673 million manats. While maintaining an active position in financing the real sector, the Bank allocated 418 million manats to microbusiness throughout the year. At the end of the year, the microfinance portfolio amounted to 417.5 million manats, which is 20% (70 million manats) more than the same period in 2024.

Consumer lending: This segment also showed significant growth. During the year, consumer loans were issued to more than 26 thousand clients. As a result, the consumer loan portfolio grew by 20% (68 million manats) and exceeded 415 million manats.

Deposit portfolio: Deposits at Yelo Bank remain attractive to customers. At the end of 2025, the Bank's deposit portfolio amounted to 1.1 billion manats, which is 18% (165 million manats) more compared to the end of 2024. Individual deposits in the portfolio amounted to 809 million manats (more than 11 thousand depositors).

Income: The Bank's interest income increased by 19% (more than 28 million manats), reaching 180 million manats. Non-interest income exceeded 20 million manats.

Capitalization: The Bank's capital position significantly strengthened. Total capital in the reporting period amounted to 175 million manats, which is 18% (26 million manats) more than a year earlier. The total capital adequacy ratio was 13.62%, and the tier 1 capital adequacy ratio was 9.48%, which exceeds the standards set by the regulator.

Net profit: At the end of 2025, the Bank's net profit amounted to 31.3 million manats.

"2025 was a year of sustainable growth and stable development for Yelo Bank. We achieved the goals set at the beginning of the year and even exceeded expectations on a number of indicators. The double-digit growth of the loan portfolio, especially in the business lending segment, has strengthened our contribution to financing the real sector. The increase in deposits confirms the high trust of private clients who plan their future with Yelo Bank. This year, our main priorities will be the implementation of innovative banking solutions and improving the convenience of existing services. We believe that 2026 will be rich in opportunities, and Yelo Bank will further strengthen its position in the market, providing customers with an even brighter banking experience," commented Anar Hasanov, Chairman of the Board of Yelo Bank.

Do you have additional questions about banking services? Then call 981 or write to our accounts on Facebook, Instagram, Whatsapp or yelo.az

Yelo Bank – Bright Banking!